Are you avoiding physical therapy out of fear of an expensive deductible or because you do not have health insurance coverage? Rising insurance costs has many patients concerned about their out of pocket expenses. At Layton Physical Therapy and Sports Medicine, we work with your insurance provider to ensure your care is paid for. We also help patients without insurance with our affordable cash pay price to make sure everyone receives the proper care they need.
Why Do I Need Physical Therapy?
Physical therapy is designed to help your body get back to its normal function as soon as possible after a major surgery or to prevent surgery. Without physical therapy, your body may not heal correctly, and you can even end up in a worse physical state than before surgery. Physical therapy is needed to reduce or eliminate pain, restore function, and improve mobility. Physical therapy also helps you perform your daily routines without the strain and pain you are currently experiencing.
Does My Health Insurance Pay for Physical Therapy?
Call our physical therapy office in Layton to find out if your health insurance provider pays for treatment. Most health insurance plans will pay for some physical therapy if a policyholder needs it. Insurance companies differ on how much they will pay for physical therapy, and how long they will pay for it. Our staff has worked with a number of different insurance companies in Utah, and we can clearly explain to our patients what their policy will cover.
Does the Affordable Care Act Cover Physical Therapy?
If you have healthcare coverage from Healthcare.gov (or “ObamaCare” as some people call it); you will be surprised to learn that you may have physical therapy insurance coverage. Since the Affordable Care Act was passed, we have noticed an increase in patients seeking physical therapy. The Affordable Care Act is aggressively trying to help patients with preventative care coverage. Physical therapy is one area that falls under this umbrella as we often treat patients with chronic conditions, helping to prevent surgery. We also help patients after surgery to get better faster, again preventing additional surgeries. Contact our office if you want to find out if your insurance plan will pay for physical therapy treatment.
Doctor Referrals and Insurance
Some insurance plans do ask for a referral from a doctor before they can approve physical therapy costs. We will let you know if your specific insurance plan has this requirement so you can obtain it for your insurance provider. Aetna is the most common insurance plan requiring doctor’s notes for physical therapy. We can work directly with your doctor’s office to explain why physical therapy is needed in your treatment plan.
I Have Medicare, Can I Received Physical Therapy Coverage?
Some patients are covered by Medicare. Since there are stipulations on what Medicare pays for, we can help to explain how it works and what it means for your coverage. Normally Medicare will pay as long as the patient’s condition is getting better.
No Insurance, No Problem!
Our office wants to help you feel the best you possibly can. We provide an affordable cash pay price, allowing you to receive the same quality care. Don’t let your health suffer out of fear of a bill. Our affordable payment program is designed to work with your financial situation to ensure you are receiving treatment.
The best way to care for your health is to take an active role in your health care. At Layton Physical Therapy and Sports Medicine, we focus on helping to alleviate pain, manage symptoms, and improve your overall health and well-being. Don’t let your body suffer due to lack of insurance coverage, call our Layton office today to discuss in-house financing programs to help you get back to the game of life!